Easy 3-step Process
– Apply online or by phone. No faxing necessary! *
– Get an instant approval decision.
– Aply Now
– Funds will be automatically deposited into your bank account the next
business day. We will automatically debit your account on your due date.
If your application is approved by 6 pm EST, the funds will be electronically transferred (ACH) to your bank that day (Monday through Friday excluding bank holidays). Weekend requests will be treated as though they are Monday requests. The funds should arrive at your bank the following BUSINESS DAY. **
- Employment: Verifiable source of income for at least 1 month (Job, SSI,
Disability, Alimony, Child Support).
- Income: Net income of at least $2000.00 per month (take home pay).
- Other Loans: No more than two outstanding loans with other companies.
- Account: Valid checking account with a positive balance (no outstanding Non-Sufficient Funds checks).
- Age: Minimum 18 years old.
** Note: Some banks can take two (2) days to process and transfer the funds into your account. You can contact the ACH department of your bank to verify that the funds have been credited to your account.